What's the routing number for Marshfield Medical Center Credit Union?
Our routing number is 275979377. This number is also known as the ABA number. When establishing an electronic debit or credit to your account you should use the following format: In general, where XXXXX is your member number (this could be three, four or five digits)you should add "10" to access checking or "30" to access savings then prefill with "0"s for a total of 10 digits. Example 000XXXXX10 for a checking account or 0000XXXX30 for savings.
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Are savings deposits insured?
Yes. All savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration, a U.S. Government Agency administers the deposit insurance. More information can be found at their official website: http://www.ncua.gov
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My debit or credit card was lost or stolen. What do I need to do?
You should contact us immediately to report a lost/stolen VISA check card (Checklink). You should contact TNB to report a lost/stolen MasterCard credit card. See the quick links across the top of our homepage to obtain phone numbers.
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What are your hours and locations?
Our main office is located at 302 W. Upham Street in Marshfield. Business hours are Monday through Friday from 8:00 AM to 5:30 PM for lobby and drive up service. On Saturday the drive up only is open from 8:00 AM to 12:00 PM.
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I'm moving or I no longer work in health care. Do I have to close my account?
No, we are happy to have you stay a member. In fact, many members continue to use the credit union even though they live in other states. With a toll free phone number and 24x7 online access we are still very convenient for you from just about any location.
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Will my debit (or credit) card automatically renew?
Yes, unless you receive notification you will receive a new card automatically. Please note that an expiration date that says 10/10 means the card is valid THRU October of 2010. Typically, you will receive your new card about 10 days prior to the expiration.
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Who's eligible to join Marshfield Medical Center Credit Union?
We are chartered to serve people in health care occupations throughout the state of Wisconsin. Health care occupations is a very broad term and includes, but is not limited to, nurses, medical technicians, pharmaceutical personnel, doctors, hospital employees, clinic employees. We are also able to serve immediate family members of those eligible via occupation. Please feel free to call us at 1-800-818-5049 with any questions.
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What’s a Credit Union?
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.
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Who owns a credit union?
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
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How did credit unions start?
The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary's Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.
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What is the purpose of a credit union?
The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.
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