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Consumer Loan Rates
Rates current as of February 2, 2012 and are subject to change without notice. These rates represent the lowest available for the best credit scores. Your rate may be higher. These rates are not guaranteed - your rate is determined by your credit score.
 It's easy and safe to apply online!
WE ARE CURRENTLY OFFERING A SPECIAL ON VEHICLE LOANS - YOUR RATE MAY BE AS LOW AS 2.99% APY*!!!!
CALL US FOR DETAILS.
*Annual Percentage Rate (lowest rate offered with MMCCU active checking)
Vehicle Loans - New & Late Model Used
| |
Term in Months |
Annual Percentage Rate |
Monthly Payment** |
| 2009 - Newer |
36
|
3.24%
|
$29.20
|
| 2009 - Newer |
48
|
3.24%
|
$22.25
|
| 2009 - Newer |
60
|
3.24%
|
$18.08
|
| 2009 - Newer |
72
|
4.49%
|
$15.88
|
Vehicle Loans - Used
| |
Term in Months |
Annual Percentage Rate |
Monthly Payment** |
| 2008 - 2006 |
24 |
4.24% |
$43.54 |
|
|
36 |
4.74% |
$29.86 |
| |
48 |
5.24% |
$23.15 |
| |
60 |
5.49% |
$19.11 |
| 2005 & Older |
24 |
6.49% |
$44.56 |
|
|
36 |
6.74% |
$30.77 |
| |
48 |
6.99% |
$23.95 |
| |
60 |
7.24% |
$19.93 |
Motorcycles. Campers, RVs, Snowmobile and Boat, Motors & Trailers
| |
Term in Months |
Annual Percentage Rate |
Monthly Payment** |
| New Model |
24 |
4.99% |
$43.88 |
| Purchase |
36 |
5.24% |
$30.09 |
| |
48 |
5.49% |
$23.26 |
| |
60 |
5.74% |
$19.22 |
| Used Model |
24 |
6.49% |
$44.56 |
| |
36 |
6.74% |
$30.77 |
| |
48 |
6.99% |
$23.95 |
| |
60 |
7.24% |
$19.93 |
Other Consumer Loans
| |
Term in Months |
Annual Percentage Rate |
Monthly Payment** |
| Secured |
12 |
6.24% |
$86.20 |
| |
24 |
6.49% |
$44.56 |
| |
36 |
6.74% |
$30.77 |
| |
48 |
6.99% |
$23.95 |
| |
60 |
7.24% |
$19.93 |
| Unsecured |
12 |
8.49% |
$87.24 |
| $1,000 & over |
24 |
8.74% |
$45.59 |
| |
36 |
8.99% |
$31.81 |
| |
48 |
9.24% |
$25.01 |
| Unsecured |
12 |
8.99% |
$87.48 |
| Under $1,000 |
24 |
9.24% |
$45.82 |
| |
36
|
9.49%
|
$32.05
|
| |
48
|
9.74%
|
$25.25
|
| Kwik Cash |
|
|
|
| Line of Credit |
Not applicable |
Variable |
3% of balance*** |
**Monthly payment is based on payment per $1,000 borrowed for the APR rate and term.
*** 3% of balance or $10.00 (whichever is greater)
Other notes: Above rates apply to new loans only. Rates may be blended for mixed collateral loans. Maximum terms are at CU discretion. Other rates, terms and programs are available. All loans are subject to credit approval. Down payment requirements may apply. Any minimum, fixed, transaction, activity or similar charge may be imposed as provided under the Wisconsin Consumer Act.
Mortgage & Home Equity Loan Rates
The following rates represent examples based on current market conditions. Your rate may be higher or lower. Mortgage loans are subject to certain credit, property and underwriting conditions that will affect your actual annual percentage rate. Please contact us directly to obtain a rate quote based on your loan circumstances.
Mortgage & Home Equity Loan Rates
| |
Term in Months |
Annual Percentage Rate |
Montlhly Payment** |
| PERSONAL |
|
as low as |
|
| RESIDENCES |
|
|
|
| ONLY |
|
|
|
| |
|
|
|
| FIXED-FIRST |
120 |
4.25% |
$10.24 |
| |
180 |
4.50% |
$ 7.65 |
| |
240 |
4.875% |
$ 6.53 |
| |
360 |
5.00% |
$ 5.37 |
| |
|
|
|
| 5 YEAR BALLOON |
|
|
|
| FIRST |
180 |
4.125% |
$ 7.46 |
| |
240 |
4.125% |
$ 6.13 |
| |
360 |
4.125% |
$ 4.85 |
| |
|
|
|
| 7- YEAR BALLOON |
|
|
|
| FIRST |
180 |
4.25% |
$ 7.52 |
| |
240 |
4.25% |
$ 6.19 |
| |
360 |
4.25% |
$ 4.92 |
| |
|
|
|
| CONSTRUCTION |
6 |
4.25% |
INTEREST ONLY |
| |
|
|
|
| FIXED |
|
|
|
| SECOND |
120 |
5.25% |
$10.73 |
| |
|
|
|
| 5 YEAR BALLOON |
|
|
|
| SECOND |
180 |
5.125% |
$7.97 |
| |
|
|
|
| HOME EQUITY |
|
|
|
| LINE OF CREDIT |
Not applicable |
VARIABLE (PRIME) |
VARIES**** |
**** 2.00% of balance after any advance.
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