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All rates are provided on the website for the convenience of members and potential members. Complete account disclosures are provided at your request (in person, via phone, or email) or at account inception and control the terms and conditions of credit union accounts. Your savings are federally insured to at least $250,000.00 by the National Credit Union Administration and backed by the full faith and credit of the United States Government. Rates are subject to change at any time.
Prospective Dividend Rate Schedule - Savings
Rates current as of September 1, 2010
| |
Term |
APY** |
Minimum to Earn APY/Minimum to Open Account |
| Life-Savings |
None |
0.25% |
$50.00/$5.00 |
| Open Savings |
None |
0.50% |
$50.00/$5.00 |
| Education Fund |
Varies |
1.51% |
$50.00/$5.00 |
| Christmas Club |
Oct 1 - Sept 30 |
0.40% |
$50.00/$5.00 |
| Real Estate Escrow |
None |
0.46% |
$5.00/$5.00 |
| IRA Savings |
Quarterly |
1.76% |
$50.00/$5.00 |
| Coverdell ESA |
Quarterly |
1.76% |
$50.00/$5.00 |
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| Checking |
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|
| 1st Tier |
None |
0.25% |
$5,000/$20.00 |
| 2nd Tier |
None |
0.10% |
$1,000.00/$20.00 |
| 3rd Tier |
None |
0.05% |
$300/$20.00 |
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| Heath Savings (HSA) |
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| 1st Tier |
None |
3.04% |
$25,002.00/$50.00 |
| 2nd Tier |
None |
2.53% |
$10,001.00/$50.00 |
| 3rd Tier |
None |
2.02% |
$2,001/$50.00 |
| 4th Tier |
None |
1.51% |
$50.01/%50.00 |
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**The Annual Percentage Yield (APY) may change every dividend period. We may change the dividend rate for your account as determined by the credit union Board of Directors. Fees may reduce earnings. Penalties may be imposed for early withdrawal on some accounts (Christmas Club and IRA Savings). Please request complete disclosures for detailed information. Contact the credit union directly to verify current rates.
Certificate Rates
Important Notice! The certificate rates listed below are valid through September 8, 2010. New rates will be posted on September 9, 2010.
Rates current as of September 2, 2010
| Term |
APY** |
Dividend Paid |
Minimum to Earn APY & Minimum to Open |
| 3 Months |
0.60% |
Maturity |
$ 1,000.00 |
| 3 Months |
0.80% |
Maturity |
$10,000.00 |
| 6 Months |
0.76% |
Monthly |
$ 1,000.00 |
| 6 Months |
1.11% |
Monthly |
$10,000.00 |
| 12 Months |
1.41% |
Quarterly |
$500.00 |
| 18 Months |
1.51% |
Quarterly |
$500.00 |
| 24 Months |
1.91% |
Quarterly |
$500.00 |
| 36 Months |
2.22% |
Quarterly |
$500.00 |
| 48 Months |
2.42% |
Quarterly |
$500.00 |
**Annual Percentage Yield
Penalties imposed for early withdrawal of certificate deposits.
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