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Important Information About Identity Theft
The bad news is that Identity Theft is a growing problem for the American consumer. The good news is that there is a lot you can do to protect yourself from being a victim of this type of crime. According to the Federal Trade Commission as many as 9 million Americans have their identities stolen each year. You or someone you know may have experienced some form of identity theft.
Identity theft is serious. While some victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. It's important to watch out for yourself. As a victim, you could lose out on job opportunities, be denied for loans to buy a house, a car, or fund education because of damage to your credit record.
What can you do to protect yourself? The first thing is just awareness that this type of crime exists. The next is to be vigilant about monitoring your personal information. Always review your account statements on a timely basis. If you haven't received a statement you should have, follow up with the company as soon as possible. Remember to check your credit report at least once a year so that you can verify credit activity. The official website is www.annualcreditreport.com. You are allowed to request a free copy of your credit report once a year. Also, the Federal Trade Commission is a fantastic resource for consumer protection information. To access the identity theft section of the FTC's consumer protection website click here.
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