Loan Refinances

Did you know?

Even if you currently have a loan with another bank or credit union, you always have the option to refinance that loan with MMCCU! In addition to potentially lowering monthly payments or saving you money in interest paid, refinancing your loans gives you the convenience of having all of your accounts in one place. You’ll also be working with local, knowledgeable staff, who will take the time to help you should you ever have any questions.

Refinancing your loan with MMCCU also gives you access to a new line of loan protection products designed to safeguard you and your family if something should happen to you. Click the Loan Protection button below to learn more about Mechanical Repair Coverage, GAP Plus coverage, and Debt Protection.

Take a moment to check out our rates, calculate some potential payments, and if the numbers work out, fill out and submit an application. Have questions on whether a refinance is the best option for you? Give us a call at 715-387-8686 or shoot us an email at mmccu@mmccu.com and we’ll be happy to address any questions or concerns you may have. Looking at refinancing your mortgage? Check out our home loans page for more information.

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Dealer Finance or Car Rebate?

We’ve all heard the ads. You can either get a better interest rate by financing through the dealer or get a car rebate by either paying with cash or financing elsewhere. Which is the better option? Many times, depending on rebate amounts and loan rates, taking the rebate and paying a higher interest rate is the better option of the two.

Looking to calculate which one wins out? Click on the button below to open up a calculator that allows you to approximate the amount of savings you’d experience if you were to finance as opposed to taking the rebate. Use this the next time you are faced with this dilemma to save yourself more money!

LowAPRvsRebate