Privacy Policy

Marshfield Medical Center Credit Union

Rev. 12/2016

FACTS WHAT DOES MARSHFIELD MEDICAL CENTER CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Marshfield Medical Center Credit Union’s Privacy Policy.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social security number and Income
  • Account balances and Payment history
  • Credit history and Credit scores
HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Marshfield Medical Center Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Marshfield Medical Center Credit Union share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes-
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes-
information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share
TO LIMIT OUR SHARING
  • Call 715-387-8686
  • Call toll-free 1-800-818-5049

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
However, you can contact us at any time to limit our sharing.

QUESTIONS? Call 715-387-8686 or toll-free at 1-800-818-8049, or go to www.mmccu.com
WHO WE ARE
Who is providing this notice? Marshfield Medical Center Credit Union
WHAT WE DO
How does Marshfield Medical Center Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Marshfield Medical Center Credit Union collect my personal information We collect your personal information, for example, when you:

  • Open an account or Use your credit or debit card
  • Apply for a loan or Give us your income information
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing? Federal law only gives you the right to limit information sharing as follows:

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account – unless you tell us otherwise.
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Marshfield Medical Center Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Marshfield Medical Center Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between Marshfield Medical Center Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.

  • Our joint marketing partners include insurance companies and loan recapture programs.