Why Choose a Credit Union Instead of a Bank

The Difference Between Credit Unions and Banks

MMCCU is proud to be a credit union because it means we are not responsible to shareholders, like a bank would be. Instead, our sole purpose is to serve our members. Credit Unions return earnings to members rather than investors.

Credit unions are cooperatively owned and democratically controlled financial institutions focused on serving members and their community. Unlike competing financial institutions, credit unions return their profits to members in the form of lower fees and interest rates and higher yields.

Not-for-profit credit unions provide the same products and services as banks, but with unmatched service, convenience and cost.

Learn about the Credit Union Difference at MMCCU! Learn how to become a member – click here. *Membership eligibility required. Federally insured by NCUA.