Auto Loans

Our specialty is auto loans. New or used, purchased from a dealer or a private party – we can help!

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Great rates, flexible terms and friendly service. We’re here for you. We’re available to answer your questions Monday through Friday. Call us at 715-387-8686 or email us at with any questions, and please do not include any personally sensitive information in your message. You can also apply online safely and securely.

1Annual Percentage Rate (lowest rate offered with active MMCCU checking and direct deposit)

Rates current as of March 26, 2019 and are subject to change without notice. These rates represent the lowest available for the best credit scores. Your rate may be higher. These rates are not guaranteed – your rate is determined by your credit score. The examples are informational only – we will customize your loan based on your needs. We have many options available.

Life happens. Learn about new steps you can take to protect your vehicle and your loan with our new line of loan protection products. Click here or click the Loan Protection button above to learn more about Mechanical Repair Coverage, GAP Plus coverage, and Debt Protection.

If you are debating between taking dealer financing or receiving a rebate from the dealer, click here to learn more about your options.

Cars, Trucks, Motorcycles, Boats, RVs – Rates As Low As:

Term in Months Annual Percentage Rate Monthly Payment2
2017 & Newer 30 2.99% $34.64
72 3.74% $15.53
84 4.99% $14.13

Used Cars, Trucks, Motorcycles, Boats, RVs, & ATVs – Rates As Low As:

Terms in Months Annual Percentage Rate Monthly Payment2
2014 to 2016 30 3.49% $34.86
66 4.24% $17.01
78 5.24% $15.16

Older Vehicles, Jet Skis, Snowmobiles, RVs, Lawnmowers, etc. – Rates As Low As:

Term in Months Annual Percentage Rate Monthly Payment2
30 4.49% $35.30
66 5.24% $17.47

2per $1,000 borrowed

Other notes: Above rates apply to new loans only. Rates may be blended for mixed collateral loans. Maximum terms are at CU discretion. Rates shown include 0.25% reduction for qualifying member relationship, which includes active checking account and direct deposit. Other rates, terms and programs are available. All loans are subject to credit approval. Down payment requirements may apply. Any minimum, fixed, transaction, activity or similar charge may be imposed as provided under the Wisconsin Consumer Act.  Membership eligibility required.